A ML Capital Reality Developers Inc. Company

Land Buyers

Become The Bank

US Land Notes

Your Path to Passive Income Through Vacant Land Mortgages


Our mortgage note wholesaling company specializes in providing tailored solutions to our clients seeking to start or optimize their portfolios through strategic acquisitions and divestitures of mortgage notes.


You’re the Bank with US Land Notes!

Land for sale sign on empty land.

What is a Vacant Land Mortgage Note?


Imagine you're purchasing a piece of undeveloped land. To finance it, you take out a loan from a lender. That loan comes with a promissory note outlining the terms of repayment – essentially, your promise to pay back the borrowed amount with interest. This note is the vacant land mortgage note.

Why Buy US Land Notes?


Becuase when you control the note, you’re the BANK, which comes with these advatanges:


  • Passive Income: Receive regular payments without the hassles of managing property.
  • Stable Returns: Land typically appreciates in value, mitigating loan-to-value risks.
  • Secured Investment: The note is secured by the underlying land, offering protection.
  • Diversification: Add a unique asset class to your portfolio.


Forget the endless search for land and hoping for returns with traditional land investments.

Discounted Real Estate: Own a piece of the real estate pie without the hefty upfront cost. Land notes let you purchase at a discount, saving you money from the start.


Instant Income Stream: No need to wait for development or appreciation. Start generating passive income from monthly payments from day one.


Double Your Gain: Enjoy the potential for appreciation just like with regular land ownership but with the added benefit of steady income flow.


Potential Tax Advantages: These may include potential depreciation deductions and the possibility of capital gains treatment upon sale.


This isn't just another investment - it's a wealth-building machine.

Land plot for building house aerial view, land field with pins,
vacant lot

Trusted Solutions & Expertise

US Land Notes is a subsidiary of ML Capital Realty Developers Inc., a dedicated real estate development company with a proven track record.


We leverage our extensive network and expertise to source high-quality vacant land investments for our partners.

US Land Notes Easy Process

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#1 Join Our Network

Fill out the simple form and then sign our Non-Circumvent Agreement (NC/NDA) to gain access to exclusive deals.

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#2 Explore Opportunities

Receive personalized access to our current inventory of vacant land mortgage notes.

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#3 Choose Your Property

Review the note(s) and conduct due diligence to assess their alignment with your specific financial objectives.

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#4 Secure Your Asset

Sign the contract and remit the initial earnest money deposit to the title company.

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#5 Start Earning

In as little as 14 days you'll control the mortgage and start receiving income!


You’re the Bank with US Land Notes.

Land Map And Urban Building Project Plan

MORTGAGE LAND NOTES

These are representative examples of the exclusive investment opportunities available to our buyers.

River Nile

RIVERFRONT LAND (.91 ACRES)

PALATKA FL


WHOLESALE PRICE: $31,204.13


PERFORMING

UPB: $49,707

discount: $18,502.87

MONTHLY INCOME: $369

REMAINING PAYMENTS: 133

Grass land

vacant land (1.6 acres)

kelseville ca


wholesale: $16,569.04


performing

UPB: $23,749.45

discount: $7,180.41

monthly income: $255

remaining payments: 78

Aerial View of Plots Of Farm Land

Vacant land (.25 Acres)

Newberry springs ca


wholesale price: $8,805.45


performing

UPB: $13,020

discount: $4,215.55

Monthly income: $113.00

remaining payments: 116

Land Scape

"The best investment on earth is earth." - Louis Glickman

Q&A

Q: What is a land mortgage note, and how is it different from a traditional mortgage?

A: A land mortgage note is a debt instrument secured by a piece of land, but unlike a traditional mortgage, it typically finances the purchase of raw land or land with no improvements. This means the borrower may not be building a house or other structure on the land. Land mortgage notes often offer higher interest rates than traditional mortgages due to the inherent risk of undeveloped land.


Q: What is UPB, and why is it important in land mortgage note investing?

A: UPB stands for "unpaid principal balance." This is the remaining amount of money owed on the loan, excluding interest. In land mortgage note investing, UPB is crucial because it directly affects your potential return on investment (ROI). A lower UPB generally means a higher potential ROI, as you'll receive interest payments based on a smaller principal amount. Additionally, understanding the UPB helps you assess the loan-to-value (LTV) ratio, which measures the risk involved in the investment.



Q: What exit strategies exist for land mortgage note investments, and which approach best suits different types of investors?

A: Several exit strategies exist, each with its own pros and cons:

  • Hold to maturity: Receive steady income from interest payments and principal paydown until the loan matures. Suitable for passive income seekers with a long-term investment horizon.
  • Sell the note on the secondary market: Exit the investment earlier but potentially at a discount. Ideal for investors seeking liquidity or needing capital for other opportunities.
  • Foreclose on the property: Take ownership of the property if the borrower defaults. High-risk option requiring expertise in property management and potential legal complexities.


sale of building plot of land for house construction. cadastral map on field background

Allow US Land Notes to assist you in tapping into the potential of passive income through vacant land mortgage notes where you’re the BANK!


Please click the button below to join our exclusive Buyer’s List.

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A ML Capital Reality Developers Inc. Company

ADDRESS

PO Box #580667

Kissimmee FL 34758

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